---
title: "Now learning"
description: "What Michele Durante has been studying, as of October 2026, CFTE's Payments in Digital Finance course, now finished."
---

# Now learning

As of October 2026, I've finished [**Payments in Digital Finance**](https://courses.cfte.education/payments-in-digital-finance-specialisation-2/), an online course by CFTE (the Centre for Finance, Technology and Entrepreneurship), which I started in September. It came in two parts.

The first was on money: how it is created, public and private money, card schemes and payment infrastructure, and digital currencies such as CBDCs. The second was on payments themselves: the risks of payment accounts and networks, PSD2, fast payments and overlay services, clearing systems and card switches, how payment operations are run, from processing cycles to straight-through processing, and the economics of payments.

I write up what I learn as entries on this blog.